While a merchant account is a bank-account that allows a business to offer their clients with alternatives on the mode of payment, merchant services simply focus on the services related to the accounts. These services might be credit card transaction processing, age confirmation and others. Merchant services can help you to cope up with the shifting needs and demands of your customers since not every individual always use cash to pay their acquisitions.
Basically, a system that allows a certain business to take payments aside from cash merchants purchase or lease debit/credit card processing terminals that can either be linked to a telephone line or thorough online. The terminal is where the credit card will be swiped and after that it will be responsible of transmitting the data for affirmation and approval, then gives an invoice for both the customer as well as the merchant to hold.
However, this is not exactly what always occurs particularly if the payment is performed online. But either ways, prior to getting a particular service, you should think about some significant things more so.