If you are currently employed and run into a situation where you are unable to work for a period of a few months short term disability insurance is something that will be vital to your survival. While your employer may supply you with a certain amount of income while you are out of work, it is highly likely that you will need something more.
Why Purchase Short Term Disability Insurance
Taking into account all the expense that come along while you are on the mend due to having to miss work for fair amount of time, you will see that you are likely to need a bit of help getting through. Unless you are flush with savings and don’t mind using it all up there is great value in investing in short term disability options. Supplemental insurance is a vital part of making sure that you are providing your family with everything that you can while you are down.